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Showing posts from January, 2025

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WhyTravel Article Apps are Your Ultimate Travel Companion

  As we are living in the digital age, planning and enjoying a trip is easy with a finger click. Personally, I rely on travel article apps for information and more personalized recommendations. Why Travel Article Apps are reliable and be your travel companion? 1. Instant information Whether you're looking for the best restaurants, things to do or hidden gems, these apps will provide well researched articles from people who have experienced it before you. You don't need to carry around a thick and heavy  print out before your trip or a guide book. You just need a smartphone as your travel tools. 2. Personalized Recommendations One best feature for travel article apps is to provide personalized recommendations based on your interest and preferences. You can filter out the unnecessary and the app itself is able to recommend activities and places by analyzing past searches and interactions. 3. Real-Time Updates Real time information about the destination such as local regulations,...

Why Tiger Milk Mushroom is the Secret Weapon Against Chronic Cough?

  I welcomed New Year 2025 with flu, sore throat and cough. It has been 10 days, no more runny nose, sore throat but the cough comes on and off. It will be bad at night time. I went to the clinic, the doctor said it was due to possible sinus or acid reflux. Acid reflux is possible for me but not the sinus because I don't have sinus at the first place. My health conditions is improving compare to 10 days ago. Over the 10 days, I tried few remedies possible. On the early stage, I took the covid-19 TCM medication Lianhua Qingwen during the day and Panadol Optizorb at night time. I also loaded my body will bottles of oxygenated water. For the last 3 days, I took Pei Pa Koa.  For those who are not familiar with Pei Pa Kao, Pei Pa Kao is TCM (Traditional Chinese Medication) herbal syrup which is any Asian house would have in stock. It's known for the soothing effects on the throat and respiratory system. If you are looking for remedies to soothes sore throats, cough reliefs, you can...

Who Should Apply for EPF i-Saraan and Why?

  If you are self-employed or working without a fixed income (gig economy), then the EPF (Employee Provident Fund)  i-Saraan scheme is what you need for better retirement planning. Who is Eligible to register for EPF i-Saraan)? 1. Malaysian citizen 2. Age below 60 years old 3. Existing EPF member 4. Self-employed  individuals  without a fixed income. (eg. freelancers, small business owners, gig workers) Why the no fixed income earner should apply for EPF i-Saraan? 1. Government incentives  For every EPF contribution you make, the government  willa dd 15%  up to a maximum of RM500 a year. 2.Annual Dividends  Same like regular EPF contributions, i-Saraan savings earn annual dividend, helping to accelerate your retirement fund growth over time. 3. Death Benefits  In the event of  unfortunate event, your nominated beneficiaries will receive a death benefit , 4. Tax Relief  Eligible to claim tax relief for contributions made through i-Sa...

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