Who Should Apply for EPF i-Saraan and Why?

If you are self-employed or working without a fixed income (gig economy), then the EPF (Employee Provident Fund) i-Saraan scheme is what you need for better retirement planning.

Who is Eligible to register for EPF i-Saraan)?

1. Malaysian citizen

2. Age below 60 years old

3. Existing EPF member

4. Self-employed individuals without a fixed income. (eg. freelancers, small business owners, gig workers)

Why the no fixed income earner should apply for EPF i-Saraan?

1. Government incentives

For every EPF contribution you make, the government willa dd 15% up to a maximum of RM500 a year.

2.Annual Dividends

Same like regular EPF contributions, i-Saraan savings earn annual dividend, helping to accelerate your retirement fund growth over time.

3. Death Benefits

In the event of unfortunate event, your nominated beneficiaries will receive a death benefit ,

4. Tax Relief

Eligible to claim tax relief for contributions made through i-Saraan.

5. Flexible Contributions

i-Saraan allows a flexible contributions. Just contribute as much as your affordability up to to a maximum of RM100,000 per year. Don't need to stress yourself for the contribution part.

How to Register for EPF i-Saraan?

You can do it through the KWSP i-Akaun app , EPF website or walk in to EPF office. Simple registration process.

I wish this blog write up helps you. You can visit Official EPF website for more information on EPF i-Saraan.

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