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How To Determine Car Affordability Based On Salary

  Reality checked! To be honest, Malaysia's public transportation is beyond convenient for some of us. This causes us to get another way of transportation such as Car, Motorcycle or Bicycle. The motorcycle seems not so practical for some of us, especially women because it seems dangerous and our weather climate is unpredictable. As for bicycles, the specific lane is not enough. Either inconvenient at all or poor maintenance and most of the time the cyclist is prone to danger due to ruthless motorcyclists. For the majority of us, we are left with no choice but to get a car, Although, Malaysia's traffic jam is famous for being horrendous.  Some of us end up spending too much on expenses just to own a car. Many end up trying to fulfil their dreams to get a car beyond their affordability. This ends up becoming a burden. Many forget, that buying a car is just about an instalment payment. There are many other expenses to add in such as - maintenance, repairs, insurance and road tax.

Why Is It Important to Choose Car Insurance Coverage?

  Owning a car comes with its responsibility. And yes, it's a big responsibility; from the payments to the upkeep, it's a lot to take on. You need to contemplate before committing yourself to buy a car is the insurance that comes with it. You might think of auto insurance as a money-wasting hassle. Just another means to sign a check and never reap any benefits, which is untrue.   Car insurance has saved a lot of people from incurring substantial financial losses when accidents occur. Car insurance protects you from bearing the financial liability that results from an accident or other unfortunate incident. Here is why it's essential to have car insurance coverage.   It's Mandatory by the Law Third-party auto insurance is the least type of auto insurance. It provides the minimum amount of protection and is legally required in Malaysia according to the Motor Vehicle Act. This type of insurance policy covers damage or loss to the other party if you are at fault. However,

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